Some insurance companies, such as USAA, offer insurance exclusively for veterans, active-duty military and their families. Others provide special discounts and services targeted at the military market.
Military car insurance considerations
Car insurance companies that market to service members are aware of the special circumstances those customers might face, such as an overseas deployment, which might necessitate storing a vehicle and suspending or canceling coverage.
If you’re facing deployment and trying to decide what to do about car insurance, consider factors such as your location, your military car insurance provider, your reason for needing coverage and the length of time you’ll be away. Check with your agent or insurance company to determine the best strategy.
Remember to shop around
If you’re a veteran or active member of the military looking to compare car insurance, take advantage of discounts available to you. Shop for the best deals, get quotes and compare rates before deciding on the military car insurance policy that’s the best for you.
Don’t stop looking for savings just because you’re getting a special military or veterans discount. Other savings available to all drivers who qualify are also available to you, such as discounts for safe drivers and for customers who bundle home and auto insurance policies.
USAA, for example, offers discounts if you’ve maintained a clean driving record for five years or if your vehicle is 3 years old or less. You might qualify for more savings if you complete a defensive driving course or if you cover two or more vehicles with your policy, for example. And some insurance providers offer loyalty discounts.
You can get quotes instantly using NerdWallet’s car insurance comparison tool.